Penyelesaian Hukum Kredit Macet Akibat Pandemi Covid-19 Di PT. Finansia Multi Finance (Kredit plus) Perspektif Hukum Perdata Indonesia

Authors

  • Didin Saprudin Fakultas Hukum Universitas Mataram
  • Lalu Hadi Adha Fakultas Hukum Universitas Mataram
  • Mohammad Irfan Fakultas Hukum Universitas Mataram

DOI:

https://doi.org/10.29303/prlw.v3i2.2594

Keywords:

Penyelesaian hukum, kredit macet dan konsumen

Abstract

This study aims to explain the legal settlement of bad loans due to the Covid-19 pandemic from the perspective of Indonesian civil law and efforts can be made by PT Finansia Multi Finance (Kredit plus) due to defaults. This research uses a type of normative research that uses a statutory approach and a conceptual approach. The results of the study determined that there are two ways of resolving disputes concerning bad loans, namely litigation, and non-litigation. If these methods cannot achieve a win-win solution or a solution that takes into account both parties, the judge must make a verdict to decide the winning party and the losing party. Dispute settlement has had a strong legal basis since the issuance of Law Number 30 of 1999 concerning Arbitration and Alternative Dispute Resolution.

References

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Undang-Undang Nomor 8 Tahun 1999 Tentang Perlindungan Konsumen

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Published

2023-06-27

How to Cite

Saprudin, D., Hadi Adha, L., & Irfan, M. (2023). Penyelesaian Hukum Kredit Macet Akibat Pandemi Covid-19 Di PT. Finansia Multi Finance (Kredit plus) Perspektif Hukum Perdata Indonesia. Private Law, 3(2), 359–369. https://doi.org/10.29303/prlw.v3i2.2594

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