Penyelesaian Wanprestasi Dalam Perjanjian Pembiayaan Haji Melalui Finance

(Studi Di FIF Group Cabang Praya)

Authors

  • Prastiwi Handani Fakultas Hukum Universitas Mataram
  • H. Zaenal Arifin Dilaga Fakultas Hukum Universitas Mataram
  • Rahmawati Kusuma Fakultas Hukum Universitas Mataram

DOI:

https://doi.org/10.29303/prlw.v3i2.2599

Keywords:

Perjanjian, Pembiayaan Haji, Wanprestasi

Abstract

This study aims to look at the contractual relationships surrounding hajj financing at PT. Federal International Finance (FIF Group) Branch Praya, as well as how those agreements are resolved when there is a breach of contract, and what causes consumer breaches of contract. The study uses a normative-empirical legal research methodology and draws on three perspectives: conceptual, legal, and sociological. This study uses qualitative and descriptive analysis to examine legal texts. According to the study's findings, PT. Federal International Finance (FIF Group) Branch Praya’s consumer financing agreement governs the hajj financing, which is a component of a brand-named religious travel program. The study's findings suggest that PT. Federal International Finance (FIF Group) Branch Praya's consumer financing agreement governs the legal relationship for hajj financing, which is a component of a religious travel program offered by PT. Federal International Finance (FIF Group) with the brand name "AMITRA." In hajj financing agreements, the resolution of a breach of contract is accomplished using out-of-court procedures such discussion or mutual consultation between the parties. customers' poor economic conditions, deteriorating payment capacity, their death with recalcitrant heirs, their having several lending facilities, and the failure of consumer-owned firms are among the factors that contribute to contract breaches by customers.

References

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Ruswandana, N. V., & Bambang Eko Turisno, S. 2016. Perlindungan Hukum Terhadap Konsumen dalam Pembatalan Keberangkatan Ibadah Haji Khusus oleh Biro Penyelenggara Ibadah Haji Khusus. Diponegoro Law Journal, 5(3), 2.
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Dwi S. 2013. Studi Komparasi Pelaksanaan Perjanjian Pembiayaan Pembelian Kendaraan Bermotor Di PT. Adira Finance Secara Konvensional Dengan Perjanjian Pembiayaan Di BMT Surya Umat Klaten. Skripsi. Tidak Diterbitkan. Fakultas Hukum. Universitas Muhamadyah : Surakarta.
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5. Internet
FIF Group Informasi Umum, https://fifgroup.co.id/informasi-perusahaan/informasi-umum. Diakses pada tanggal 16 Februari 2023, Diakes Pada 16 Februari 2023 Pukul 15.30 WITA.
Pengertian bentuk penyebab dan Hukum Wanprestasi, https://www.Dppferari.org/pengertian-bentuk-penyebab-dan-hukum-wanprestasi/, Diakes pada tanggal 7 Maret 2023 Pukul 17.00 WITA.
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Hasil Wawancara dengan Bapak Jalil Selaku Kolektor di FIF Group Cabang Praya, pada tanggal 22 Februari 2023.
Hasil Wawancara dengan Bapak Wisnu Selaku Acount Officer di FIF Group Cabang Praya, pada tanggal 10 Februari 2023.
Hasil Wawancara dengan Ibu Ririn Selaku Syariah Acount Officer di FIF Group Cabang Praya, pada tanggal 10 Februari 2023.

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Published

2023-06-27

How to Cite

Handani, P., Arifin Dilaga, H. Z., & Kusuma, R. (2023). Penyelesaian Wanprestasi Dalam Perjanjian Pembiayaan Haji Melalui Finance : (Studi Di FIF Group Cabang Praya). Private Law, 3(2), 395–403. https://doi.org/10.29303/prlw.v3i2.2599

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