Tinjauan Hukum Terhadap Implementasi Perjanjian Pinjam Meminjam Uang Antara Anggota Dengan Koperasi Serba Usaha (KSU) Bhakti Karya Praya, Kabupaten Lombok Tengah

Authors

  • Ira Sulistya a:1:{s:5:"en_US";s:50:"Fakultas Hukum Universitas Mataram, NTB, Indonesia";}
  • Wiwiek Wahyuningsih Fakultas Hukum Universitas Mataram

DOI:

https://doi.org/10.29303/prlw.v2i3.1555

Keywords:

Perjanjian Pinjam Meminjam, Koperasi, Wanprestasi

Abstract

This research aims are to know the implementation of loan agreement between member and multiple business cooperative Bhakti Karya Praya, Central Lombok, also to know dispute settlement mechanism in the loan agreement. The applied method was normative legal search. Research’s result said that implementation of loan agreement between members and cooperative conducted in several phases, are submission of loan applications, filling in data on prospective borrowers, checking loans, evaluating loan applications, making decisions, and monitoring loans. Dispute settlement mechanism in the loan agreement always prioritize the principle of kinship by conducting some efforts, such as collecting the debt at the residence of the debtor, issue a warning letter to the debtor, as wll as retain and sell collateral belonging to the debtor or credit applicant.

References

Buku dan Jurnal
Aam Hernita Sriwulan, Puti Priyana, 2021, Wanprestasi Dalam Perjanjian Pinjam Meminjam Pada Lembaga Keuangan Mikro Syariah Karawang, Wajah Hukum, Vol.5 No.1, hlm.101
I Putu Surya, I Nyoman Sukandia, Ni Komang Arini Styawati, 2021, Penyelesaian Kredit Macet Melalui Upaya Litigasi Di Koperasi Simpan Pinjam Surya Mandiri Di Kabupaten Gianyar, Jurnal Interpretasi Hukum, Vol 2 No 2, hlm. 440.
Subekti, 1991, Hukum Perjanjian, PT. Intermasa, Jakarta.

Undang-Undang
Indonesia, Peraturan Pemerintah Republik Indonesia Nomor 9 Tahun 1995 tentang Pelaksanaan Kegiatan Usaha Simpan Pinjam Oleh Koperasi, LN No. 19 Tahun 1995, TLN No. 3591
Indonesia, Undang-Undang Nomor 25 Tahun 1992 tentang Perkoperasian, LN No. 116 Tahun 1992, TLN No. 3502
Kitab Undang-Undang Hukum Perdata
Undang-Undang Dasar Negara Republik Indonesia Tahun 1945

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Published

2022-10-07

How to Cite

Sulistya, I., & Wahyuningsih, W. (2022). Tinjauan Hukum Terhadap Implementasi Perjanjian Pinjam Meminjam Uang Antara Anggota Dengan Koperasi Serba Usaha (KSU) Bhakti Karya Praya, Kabupaten Lombok Tengah. Private Law, 2(3), 593–600. https://doi.org/10.29303/prlw.v2i3.1555