ASPEK HUKUM PENUNDAAN KREDIT PERBANKAN AKIBAT PANDEMI COVID-19 DALAM SYSTEM PERBANKAN INDONESIA

(STUDI BANK BRI CABANG CAKRANEGARA)

Authors

  • I Gusti Ayu Marchelia Yusa Fakultas Hukum Universitas Mataram
  • Lalu Wira Pria Suhartana Universitas Mataram
  • I Gusti Agung Wisudawan Universitas Mataram

DOI:

https://doi.org/10.29303/commercelaw.v1i1.317

Keywords:

Penundaan kredit, covid-19, perlindungan hukum

Abstract

The purpose of this study is to find out and explain the basis for providing banking credit in Indonesia and the legal aspects of delaying banking credit due to the Covid-19 pandemic. The research advantage isas recommendations for readers, academics, and the government. This research is normative and empirical legal research. The research results show that, the legal basis for providing bank credit to customers is based on the duties and obligations of banks as financial institutions in Indonesia, the regulations are: (a) Article 23 and 27 of the 1945 Constitution, (b) Article 1 number 2 of the Banking Law, and (c) the Indonesian Civil Code. Legal protection given to Bank Rakyat Indonesia (BRI) customers due to a credit delay as recommended by the Government are preventive and repressive legal protection measures.

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Published

2021-08-30

How to Cite

Yusa, I. G. A. M., Suhartana , L. W. P. ., & Wisudawan, I. G. A. . (2021). ASPEK HUKUM PENUNDAAN KREDIT PERBANKAN AKIBAT PANDEMI COVID-19 DALAM SYSTEM PERBANKAN INDONESIA : (STUDI BANK BRI CABANG CAKRANEGARA) . Commerce Law, 1(1), 1–10. https://doi.org/10.29303/commercelaw.v1i1.317

Issue

Vol. 1 No. 1 (2021): Commerce Law

Section

Articles

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