Pelaksanaan Perjanjian Kredit Dengan Jaminan Hak Tanggungan Pada PT. BPR Danayasa
Abstract
This study aims to determine the procedures for implementing a credit agreement guaranteed by Mortgage, and the obstacles in implementing a credit agreement guaranteed by Mortgage at BPR Danayasa Ltd. The method used in this study is Normative-Empirical, which is carried out by researching and processing existing facts with field observations and then studying them to solve problems. Based on this research, it is concluded that the procedure for implementing credit with Mortgage guarantees starts from filling out the credit application file by the prospective customer to the final process, namely the granting of a Mortgage, obstacles in implementing credit agreements with Mortgage guarantees including juridical and non-juridical obstacles, settlement of non-performing loans, namely approach to the debtor and sell debtor collateral.References
Buku
M. Bahsan,2007, Hukum Jaminan dan Jaminan Kredit Perbankan Indonesia, Raja Grafindo Persada, Jakarta.
Salim HS, 2012, Perkembangan Hukum Jaminan Di Indonesia,Raja Grafindo Persada, Jakarta.
Undang – Undang
Indonesia, Pasal 3 dan 4 Undang- Undang Nomor 7 Tahun 1992 juncto Undang - Undang Nomor 10 Tahun 1998 Tentang Perbankan.
Indonesia, Pasal I angka II Undang- Undang Nomor 10 Tahun 1998 Tentang Pengertian Kredit.
Indonesia, Undang- Undang Nomor 5 Tahun 1960 Tentang Peraturan Dasar Pokok- Pokok Agraria.
Indonesia, Pasal 6 Undang- Undang Nomor 4 Tahun 1996 tentang Hak Tanggungan.
Peraturan Pemerintah Nomor 24 Tahun 1997 Tentang Pendaftaran Tanah
M. Bahsan,2007, Hukum Jaminan dan Jaminan Kredit Perbankan Indonesia, Raja Grafindo Persada, Jakarta.
Salim HS, 2012, Perkembangan Hukum Jaminan Di Indonesia,Raja Grafindo Persada, Jakarta.
Undang – Undang
Indonesia, Pasal 3 dan 4 Undang- Undang Nomor 7 Tahun 1992 juncto Undang - Undang Nomor 10 Tahun 1998 Tentang Perbankan.
Indonesia, Pasal I angka II Undang- Undang Nomor 10 Tahun 1998 Tentang Pengertian Kredit.
Indonesia, Undang- Undang Nomor 5 Tahun 1960 Tentang Peraturan Dasar Pokok- Pokok Agraria.
Indonesia, Pasal 6 Undang- Undang Nomor 4 Tahun 1996 tentang Hak Tanggungan.
Peraturan Pemerintah Nomor 24 Tahun 1997 Tentang Pendaftaran Tanah
Published
2023-06-27
How to Cite
Widyaswari, D. M., Dilaga, H. Z. A., & Mustafa Umami, A. (2023). Pelaksanaan Perjanjian Kredit Dengan Jaminan Hak Tanggungan Pada PT. BPR Danayasa. Private Law, 3(2), 341-349. https://doi.org/10.29303/prlw.v3i2.2592
Section
Articles
