Implementasi Mengenai Perjanjian Kredit Dengan Jaminan Bpkb Di PT. International Finance

(Studi PT. FIF Group Cabang Lombok Barat)

  • I Kadek Tisna Fakultas Hukum Universitas Mataram
  • Aris Munandar Fakultas Hukum Universitas Mataram
  • Wiwiek Wahyuningsih Fakultas Hukum Universitas Mataram

Abstract

Purpose of this research is to know the implementation of credit agreement with proof of vehicle ownership (Bukti Pemilikan Kendaraan Bermotor-BPKB) as guarantee and also to know the obstacles in its implementation at PT. International Finance. Method of this study was normative empirical legal research, which applied statute, conceptual and sociological approaches. Implementation of credit agreement with BPKB is started with the debtor comes to the FIF Office and bring some required documents and until the signature of credit agreement phase. Obstacles in the implementation of credit agreement is the breach of contract, consumer data, vehicle tax and guarantee execution. The method to overcome the problem is “Collection Management or Account Receivable (AR) Management”.

References

Buku
Ahmad Yani dan Gunawan Wijaya, Seri Hukum Bisnis, Jaminan Fidusia, (Jakarta, Raja Grafindo Persada, 2007)


Munir Fuady, Hukum Tentang Pembiayaan Dalam Teori dan Praktek, (Bandung: Citra Aditya Bakti, 2014)


Sunaryo, Hukum Lembaga Pembiayaan, (Jakarta: Sinar Grafika, 2009)

Jurnal
Aan Parlina, Pelaksanaan Perjanjian Kredit Antara Nasabah dan Unit Simpan Pinjam Swamitra Air Tiris Dengan Jaminan Buku Pemilik Kendaraan Bermotor (BPKB), (Fakultas Syariah dan Ilmu Hukum, Universitas Islam Negeri Sultan Kasim Riau), 2013

Dede Khairunisa, Tinjauan Yuridis Terhadap Mekanisme Pelaksanaan Perjanjian Pinjam Meminjam Dengan BPKB Motor Di Kopdit CU Harapan Jaya Kisaran (Fakultas Hukum Universitas Sumatera), 2017

Muhammad Danish Adeel, Pelaksanaan Perjanjian Kredit Dengan Jaminan BPKB di PT. Pratama Daba Abadi di Ungaran, (Fakultas Hulum UNISSULA), 2018


Penelitian
Wawancara dengan Muslehudin (Selaku Unit Head), 5 Juli 2022
Wawancara dengan Gede Ari Budiarsa (Selaku Operational General Service Section Head), 7 Juli 2022
Published
2023-06-27
How to Cite
Tisna, I. K., Munandar, A., & Wahyuningsih, W. (2023). Implementasi Mengenai Perjanjian Kredit Dengan Jaminan Bpkb Di PT. International Finance : (Studi PT. FIF Group Cabang Lombok Barat). Private Law, 3(2), 413-423. https://doi.org/10.29303/prlw.v3i2.2603

Most read articles by the same author(s)

1 2 > >>