Tinjauan Yuridis Penarikan Kendaraan Bermotor Akibat Dari Kredit Macet

Studi Kasus Adira Finance Cabang Mataram

  • Novi Zanta Putri Dalla Fakultas Hukum Universitas Mataram
  • Shinta Andriyani Dosen Fakultas Hukum Universitas Mataram

Abstract

The purpose of this study is to find out the dispute resolution for bad credit in the finance company that implemented in Adira Finance, and find out the procedure the Motor Vehicle Withdrawals based on the agreement between consumers and finance company. This research uses normative and empirical legal research methods, which use the statute approach, the conceptual approach, and the sociological approach. Based on the result of this study, the researcher has concluded that the fiduciary registration is regulated in Article 11 until the Article 18 Act Number 42 of 1999 concerning the Fiducia Guarantee. Based on Article 11 Act of Fiduciary, the fiduciary object should be registered. The registration of the Judiciary Guarantee has been registered by a creditor, the party by power of attorney, or the other parties.  Furthermore, the Adira Finance dispute resolution has implemented a warning letter to the debtor either formally or non-formally. A written warning is formally called a summons.

References

Buku
J. Satrio Parate, 1993, Eksekusi Sebagai Sarana Mengatasi Kredit Macet, Citra Aditya Bhakti, Bandung.
Munir fuady, 2003, Jaminan Fidusia, Cet, II, PT, Citra Aditya Bakti, Bandung.
Peter Mahmud Marzuki, 2019, Penelitian Hukum, rev.ed. cetakan ke-14, Prenadamedia Group,
Jakarta.
Subekti,2002, Hukum Perjanjian, Cet. XIX, Penerbit Intermasa, Jakarta.
Peter Mahmud Marzuki, 2019, Penelitian Hukum, rev.ed. cetakan ke-14, Prenadamedia Group,
Jakarta.
Salim HS, 2013, Hukum Kontrak, Cet.9, Sinar Grafika, Jakarta.

Internet
https://tsm.ac.id.com, diakses pada tanggal 2 Mei 2021
BPS, Perkembangan Jumlah Kendaraan Bermotor Menurut Jenis Tahun 1987 2013,http://www.bps.go.id/linkTabelStatis/view/id/1413 , diakses pada 14 Oktober 2016.

Tesis
Yandra Kesuma, 2012, Analisis Tentang Jenis Akia Jaminan Fidusia, Program Studi Magister Kenotariatan, FH-UNSRl.

Hasil Wawancara
Hasil Wawancara Dengan Bapak Joni Ashadi Selaku Debitur Adira Finance Cabang Mataram, 28 Desember 2021.
Hasil Wawancara Dengan Bapak Kadek Murdika Selaku Debitur Adira Finance Cabang Mataram, 11 Februari 2022.
Hasil Wawancara Dengan Bapak Sandi Nayoan Selaku Debitur Adira Finance Cabang Mataram, 12 Februari 2022.
Hasil Wawancara Dengan Bapak Yudi Selaku HRD Adira Finance Cabang Mataram, 20 Desember 2021.
Hasil Wawancara Dengan Bapak Yudi Selaku HRD Adira Finance Cabang Mataram, 6 Oktober 2021.
Published
2022-06-08
How to Cite
Zanta Putri Dalla, N., & Andriyani, S. (2022). Tinjauan Yuridis Penarikan Kendaraan Bermotor Akibat Dari Kredit Macet: Studi Kasus Adira Finance Cabang Mataram. Private Law, 2(2), 352-366. https://doi.org/10.29303/prlw.v2i2.1165